ClosingKey Terms of Service

Effective Date: October 1, 2025

1. Agreement to Terms

This Terms of Service ("Terms") constitutes a legally binding agreement made between you, whether personally or on behalf of an entity ("you," "User") and ClosingKey ("we," "us," "our"), concerning your access to and use of the ClosingKey platform and its associated services (collectively, the "Services").

Our Privacy Policy, which details how we collect and handle your data, is an integral part of these Terms and can be found at our Privacy Policy. By using our Services, you also agree to the terms laid out in the Privacy Policy.

By accessing or using our Services, you agree that you have read, understood, and agree to be bound by all of these Terms. If you do not agree with all of these Terms, then you are expressly prohibited from using the Services and you must discontinue use immediately.

2. Description of Services

ClosingKey provides a platform to facilitate communication between registered users who are interested buyers or investors ("Buyers") and property owners ("Owners") regarding real estate opportunities. The core feature of our Service is an anonymous, proxied text messaging system that allows Users to communicate without sharing their personal contact information.

3. User Eligibility and Accounts

A. Registered Users (Buyers)

To access certain features of the platform, you must register for an account. By creating an account, you represent and warrant that:

  • All registration information you submit is truthful and accurate.
  • You will maintain the accuracy of such information.
  • You are at least 18 years of age.
  • Your use of the Services does not violate any applicable law or regulation.
  • You are responsible for maintaining the confidentiality of your password and account and are fully responsible for all activities that occur under your account.

B. Unregistered Users (Owners)

Owners are not required to create an account. You become a User when you access a unique webpage provided by us and agree to initiate a conversation with a Buyer. By providing your phone number and initiating a conversation, you agree to be bound by these Terms for the duration of your interaction with our Services.

4. SMS/Text Messaging Service and Consent

Our Services are centered around SMS/text message communications.

Consent to Receive Messages

By using the Services—either as a Buyer initiating contact or as an Owner responding via our secure webpage—you explicitly consent to send and receive SMS/text messages from other Users and from the ClosingKey platform. You understand that these messages are integral to the Services.

Message and Data Rates

You acknowledge that standard message and data rates may apply from your wireless carrier. ClosingKey is not responsible for any charges incurred from your use of the Services.

Opting Out

You may opt out of a specific conversation at any time by replying with the keyword STOP to the message thread. This will terminate that specific communication channel. For any other requests, please contact us directly.

Anonymity & Privacy

We will use a temporary, proxied phone number to facilitate your conversation. We will not share your real phone number with the other User in the conversation. As outlined in our Privacy Policy, your mobile information will not be shared with third parties for marketing or promotional purposes.

5. User Conduct and Responsibilities

You agree not to use the Services to:

  • Send any content that is unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable.
  • Engage in spamming, "chain letters," or unsolicited advertising.
  • Transmit any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware.
  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
  • Violate any applicable local, state, national, or international law.

We reserve the right to terminate your access to the Services for any violation of these rules.

6. No Professional Advice Disclaimer

ClosingKey provides a platform for communication only. We are not a real estate broker, agent, financial advisor, or legal counsel. We do not:

  • Endorse or recommend any properties or Users.
  • Participate in any negotiations or transactions between Users.
  • Guarantee the accuracy of any information provided by Users.
  • Verify the identity, creditworthiness, or background of any User.

All communications and subsequent transactions are solely between you and the other User. You are advised to conduct your own due diligence and consult with qualified professionals before entering into any agreement or transaction.

7. Intellectual Property Rights

The Services and their original content, features, and functionality are and will remain the exclusive property of ClosingKey. The Services are protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks may not be used in connection with any product or service without our prior written consent.

8. Termination

We may, in our sole discretion, suspend or terminate your account and/or access to all or part of the Services, without prior notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination, your right to use the Services will immediately cease.

9. Disclaimer of Warranties

The Services are provided on an "AS IS" and "AS AVAILABLE" basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that the Services will meet your requirements or be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

In no event shall ClosingKey, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your State, e.g., Delaware], United States, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Contact Us

If you have any questions about these Terms, please contact us at:

support@closingkey.com